Mission Statement

At Seagrave Mortgage, our singular mission is to help people enthusiastically fulfill the American dream of home ownership. We achieve this by focusing on the following principles: WORK ETHIC, RESPECT and EXPERIENCE. These characteristics along with family and service values are the foundation in which Premier is built, and this transcends into our home lending practices.

Residential Mortgage Loan Originators

Thank you for visiting my on-line application site. I am looking forward to having the opportunity to work with you. I have been in the mortgage business for many years and have survived the numerous changes and challenges the industry has faced. The question potential buyers need to ask today is not “where do I get my loan” but “can you do my loan and will you call me back. ” It is important that you have a mortgage loan officer that is accessible to you and that is honest and upfront about any potential problems you may encounter.

You need someone that will stay with you until you have closed on your new home and not give up with the first hurdle encountered – because there will, most likely, be hurdles. Part of my job is to help you find the best loan product that fits your needs and gives you the best payment. We can accomplish this by starting with an application. Once I receive the application I will immediately begin working on your information and together we will work towards the goal of getting you into a new home or into a better rate/payment on your existing mortgage.

We offer several loan products, work with several different investors and offer a variety of fixed and adjustable rate options. My background includes 10 years as a Certified Credit Counselor and 10 years as a co-owner of a restaurant (so I understand self-employment challenges). I have a bachelor’s degree in Business Management from Tennessee Technological University. My husband, George and I, are parents to Wade who is a pre-med student at Tennessee Technological University and Emma, a student at Cookeville High School, where she plays on the volleyball and softball teams.I have had the opportunity to work for both small mortgage banking firms and large mortgage banks. I still enjoy every home loan closing as much as I did my very first one.

This is such an exciting and stressful time in you and your family’s lives. Whether you are a first-time homebuyer or a repeat buyer or are looking to refinance your existing mortgage I want to share this special time with you. Feel free to contact me with any questions. I look forward to hearing from you and being your partner during this exciting time.

Loan Center


What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.


Wondering how much you can finance?


Patty was great all around and made the experience of buying my first home so easy and comfortable! I am so glad I went to her, she is top notch and very knowledgeable about what she does all across the board. She always responded almost instantly and took time to answer all my questions without making me feel like I was bothering her lol! I highly recommend her to anyone wanting to buy a home, she will go above and beyond to help you.

The Scott Family

Thank you so much with all your help purchasing our first home. You were such a pleasure to work with and made everything very enjoyable. We could have never done this without you! Thanks you for always answering any questions we had and for being so positive. We are so grateful for you!

The Jacksons

Just wanted to take the time to say thank you! You were such a huge help during our home purchase! You’re awesome! Hopefully we will be seeing you in a few years to come, on another home purchase! I would recommend you to anyone! You’ve done such an amazing job with all my questions!

The Davidsons

We love doing business with you because we know our clients will be given the best of service and results. Thank you for always going the extra mile, literally. I have told many people of your midnight ride to Knoxville all those years ago to make sure a deal closed on time. Thank you.

Susan H.

We are so lucky to have you come to our sales meetings. You do such a great job and I feel so confident giving my buyers your name. I know I could NEVER do your job and I can certainly understand how stressful it is – just PLEASE keep doing it.

JoAnn W.

Again I thank you for working you magic! Now, my parents journey has ended and my brother and I have our journey to begin. As always, you get the job done no matter how difficult it may be. As you know the Fisher Family always has bumps and you manage to keep it all in perspective. Thank you so much for everything.

The Fisher Family

Thank you for all your help and hard work! You are the BEST.

The Briggs Family

Thanks for your special kindness…a kindness that sets you apart from the rest of the world. Thank you for all your help.

J. M.

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