Residential Mortgage Loan Originators
Thank you for visiting my on-line application site. I am looking forward to having the opportunity to work with you. I have been in the mortgage business for many years and have survived the numerous changes and challenges the industry has faced. The question potential buyers need to ask today is not “where do I get my loan” but “can you do my loan and will you call me back. ” It is important that you have a mortgage loan officer that is accessible to you and that is honest and upfront about any potential problems you may encounter.
You need someone that will stay with you until you have closed on your new home and not give up with the first hurdle encountered – because there will, most likely, be hurdles. Part of my job is to help you find the best loan product that fits your needs and gives you the best payment. We can accomplish this by starting with an application. Once I receive the application I will immediately begin working on your information and together we will work towards the goal of getting you into a new home or into a better rate/payment on your existing mortgage.
We offer several loan products, work with several different investors and offer a variety of fixed and adjustable rate options. My background includes 10 years as a Certified Credit Counselor and 10 years as a co-owner of a restaurant (so I understand self-employment challenges). I have a bachelor’s degree in Business Management from Tennessee Technological University. My husband, George and I, are parents to Wade who is a pre-med student at Tennessee Technological University and Emma, a student at Cookeville High School, where she plays on the volleyball and softball teams.I have had the opportunity to work for both small mortgage banking firms and large mortgage banks. I still enjoy every home loan closing as much as I did my very first one.
This is such an exciting and stressful time in you and your family’s lives. Whether you are a first-time homebuyer or a repeat buyer or are looking to refinance your existing mortgage I want to share this special time with you. Feel free to contact me with any questions. I look forward to hearing from you and being your partner during this exciting time.
What you will need to ensure a smooth home mortgage process.
There are several loan options available when purchasing a home.
Find out more about special programs and who qualifies.
Wondering how much you can finance?